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WHAT DOES Kuni BMW DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing of their nonpublic personal information (which is defined at 15 U.S.C section 6809(4)), and referred to throughout this notice as ‘personal information’. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Kuni BMW chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information:||Does Kuni BMW Share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.||Yes||No|
|For our marketing purposes – to offer our products and services to you.||Yes||No|
|For joint marketing with other financial companies.||Yes||No|
|For our affiliates everyday business purposes – Information about your transactions and experiences.||Yes||No|
|For our affiliates everyday business purposes
– Information about your creditworthiness.
|No||We don’t share|
|For our affiliates to market to you.||No||We don’t share|
|For nonaffiliates to market to you.||No||We don’t share|
Questions? Contact our dealership for more information.
Who is providing this notice? Kuni BMW
How does Kuni BMW collect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Kuni BMW collect my personal information? We collect your personal information, for example, when you:
- Apply for financing
- Give us your income information or provide employment information
- Provide account information or give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies with a Holman Automotive name and financial companies such as dealerships.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. Kuni BMW does not share with nonaffiliates so they can market to you.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include finance companies.
Effective Date: September 18, 2020